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FxWallet
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Yield on crypto assets, directly from your address

Supply assets to DeFi lending protocols or stake with validators from your own address in FxWallet. Rates change and are not guaranteed.

Earn at a glance

Lending
5 EVM networks
Staking
SOL, SEI, KAVA, and ATOM
Risk level
Shown on every product
FxWallet fee
None
FxWallet’s Earn positions: total earned, a month of daily earnings, and deposits in Venus, Fluid, Aave V3 and Compound V3

Lending and staking, from your own address

Lending protocols and validators pay yield on supplied or staked assets, but using them usually requires a separate DApp and separate research for each.

Earn brings lending products on Ethereum, Arbitrum, BNB Chain, Polygon, and Base and native staking on Solana, Sei, Kava, and Cosmos Hub into FxWallet. Deposits go directly from your address to the protocol or the validator, and each one is signed in the app.

Where a deposit goes
Your address
Deposit, signed by you
Redemption, signed by you
Lending protocol or validator
FxWalletPrepares each transaction; never holds the funds

Why earn in FxWallet

Deposits go straight to the protocol

Deposits go from your address directly to the protocol or the validator, and only you can sign a redemption. FxWallet never holds your funds.

High-risk products blocked

Products rated High risk cannot be deposited into from the app. A lending product is rated Low risk only with at least $10 million deposited, an audit and a year of history.

No FxWallet fee on your yield

The APY shown is the protocol’s own rate, with no FxWallet fee added. Only the network fee applies, and validators keep their usual commission on staking rewards.

Protocols compared before you choose

For each token, the protocols that accept it are compared by APY, TVL, risk level, network and redemption time. One is selected for you, and it can be changed.

How it works

Earn in three steps

  1. Choose a token and a protocol

    Yield Products lists the tokens available to supply. Selecting one compares the protocols that accept it by network, APY, TVL, risk level and redemption time. Staking lists the coins available to stake with a validator.

  2. Review and deposit

    Before an amount is entered, the deposit screen shows the APY, TVL, network, redemption terms and risk level. Approve the token if requested, then confirm and sign.

  3. Track and redeem

    A position shows its earnings for yesterday, the last 7 days and in total, tracked on-chain. Redemption of a lending product can be requested at any time, and funds can be added; staked ATOM, KAVA and SEI are locked for 21 days after unstaking.

Coverage and limits

  • Lending: PYUSD, USDC, USDT, DAI, or WETH, supplied to Aave V3, Fluid, Compound V3, Morpho, Venus, and Spark on Ethereum, Arbitrum, BNB Chain, Polygon, and Base.
  • Native staking: SOL, SEI, KAVA, and ATOM, with a validator you choose.
  • Some products can only be used on the protocol’s own site; for those, FxWallet opens its DApp.
  • APYs are set by the protocols and change constantly. They are not guaranteed.
  • FxWallet adds no fee to Earn. The network fee applies, and validators keep a commission on staking rewards.
  • The Staking tab is not shown for watch-only, private-key and hardware wallets.
Does FxWallet take a fee on Earn?

No. The network fee applies to each transaction, and when staking, the validator keeps its commission from the rewards.

Is my deposit safe?

Deposits are held by the protocol’s smart contracts, not by FxWallet. If the protocol is hacked or runs short of liquidity, part or all of a deposit can be lost. A Low risk level does not mean no risk.

When can I withdraw my assets?

Lending products are flexible: redemption can be requested at any time, and the time it takes depends on the network and the protocol’s liquidity. Staked coins are locked for a period after unstaking, 21 days for ATOM, KAVA and SEI; the app shows the lock-up period before staking.

Why is the APY different from yesterday?

The APY is the rate the protocol or the network pays at present, and it changes with demand. Earnings shown in FxWallet include in-app deposits only.

Get FxWallet

Free on iPhone and Android.

Version 3.3.1